Indiana takes a middle-of-the-road approach to gambling, but unfortunately, it’s also one of three states that explicitly prohibit iGaming. Legal options for gambling in Indiana include horse race betting, land-based and riverboat casino gaming, charitable bingo, and a state lottery. In 2016, Indiana passed a DFS bill that legalized this form of gambling within state. Indiana Online Gambling HB 1015, a contested and controversial bill regarding Indiana sports betting, finally passed in 2019. What this means for Hoosiers is that Indiana online gambling betting is finally legal! Here’s all you need to know about where to bet, legal sports betting apps, and how to bet in Indiana.

1. Indiana Online Gaming
2. Pa Casino Online
3. Online Gambling Sites Indiana

History of Online Gambling in Indiana

Indiana’s internet gambling history begins with Senate Bill 339 (S 339). Authored by Jon Ford (R-Terre Haute) in 2016, this legislation sought to legalize daily fantasy sports (DFS) in the state.

Indiana Online Gaming

S 339 passed through both state houses with relative ease. Former Gov. Mike Pence signed the legislation into effect on March 24, 2016.

House Bill 1015 (HB 1015) draws much more attention regarding the Hoosier State’s iGambling history. Introduced by Jim Pressel (R-Indianapolis) in 2019, HB 1015 aimed to create a regulated betting market.

Pressel experienced a rough path towards getting HB 1015 legalized. Politicians argued that the mobile betting requirement should be removed, only to go back on this demand later.

After several months of back-and-forth negotiations with Pressel, the State House and Senate finally passed the legislation. Gov. Eric Holcomb gave his signature on May 8, 2019, and put HB 1015 into effect.

Land-based sportsbooks began accepting bets in early September, just before the 2019 NFL season began.

Online sportsbooks went live a month later on October 3. This day saw DraftKings and BetRivers become the first mobile operators to accept internet sports wagers from Hoosiers.

Legalities of Indiana Online Gambling

HB 1015 is comprehensive legislation that governs both the land-based and internet betting markets. Its main components include:

• Both brick-and-mortar and online sportsbooks are legal.
• The Indiana Gaming Commission oversees the market.
• You must be 21 years of age or older to bet in Indiana.
• No esports betting is allowed.
• Online operators must partner with a land-based IN gambling establishment.
• Operators must pay a 9.5% tax rate on gross revenue.

Licensing Fees

In addition to covering a 9.5% tax rate, Indiana online sportsbooks must also pay a $100,000 licensing fee upfront. They also need to cover a $50,000 annual renewal fee.

No Official League Data Required

An early draft of HB 1015 included a stipulation that sportsbooks needed to use official league data. This refers to bookmakers paying sports leagues to use their official results and statistics.

The leagues have pushed for states with regulated betting to use their data. However, Indiana lawmakers dropped the official league data requirement before approving the bill.

Where does the money go?

Revenue generated from land-based and online sports betting in Indiana goes to several places. Here’s a breakdown of where the licensing fees and taxes end up:

• Indiana General Fund
• Build Indiana Fund (public roads)
• The towns that host gambling establishments
• Miscellaneous (e.g., Economic Dev. Fund, Teachers’ Retirement Fund, livestock industry)

The state’s general fund receives the most of the money at approximately 40% of the revenue. Meanwhile, Build Indiana and the host towns claim roughly 25% each.

Indiana Online Betting

Sports betting is easily the most profitable form of online gambling in the Hoosier State. Indiana sportsbooks collectively generated $41.4 million in 2019.

Sports betting sites draw 80% of the state’s wagering action. Many internet operators have already joined Indiana’s market while seeking a piece of this pie.

Available Indiana online sportsbooks include:

• BetAmerica (partner: Rising Star Casino Resort)
• BetMGM (parter: Belterra Casino Resort)
• BetRivers (partner: French Lick Resort)
• Caesars (partner: Harrah’s Hoosier Park)
• DraftKings (partner: AmeriStar Casino Resort)
• FanDuel (partner: Belterra Casino Resort)
• PointsBet (partner: Penn National Gaming)
• theScore (partner: Penn National Gaming)

Notable IN Online Sportsbooks

Here are some of the online bookmaking leaders in Indiana:

• DraftKings: Also, a market leader in Indiana’s DFS market, DraftKings has become a premier sportsbook. It provides a user-friendly app and many markets.
• FanDuel: The other big DFS provider in the state, FanDuel is another top option among Indiana sports gamblers. It offers many bet types, markets, and promotions.
• BetRivers: Although not a household name, BetRivers is quickly building a solid reputation in the Hoosier State. BetRivers excels in terms of promotions and bets types.
• BetMGM: Known for its MGM land-based casinos, BetMGM is a rising star in the IN sports gambling market.

Upcoming IN Betting Sites

Indiana already features plenty of bookmakers serving its residents and 6.73 million annual visitors. However, even more, sports gambling sites figure in launching shortly.

FOX Bet and William Hill are two of the biggest names that’ll provide IN betting apps, although it’s unknown when they’ll go live.

Indiana Daily Fantasy Sports

DFS is the other legal form of online gambling in Indiana. It became legal on March 24, 2016, when Mike Pence approved S 339.

Daily fantasy hasn’t been as fruitful for Indiana as sports wagering. It currently only comprises a small part of the state’s internet gambling revenue.

Nevertheless, DFS remains an extra opportunity for those wanting to place online bets. Daily fantasy players can head to DraftKings or FanDuel to play legally.

Here are the important legal points of Indiana’s DFS laws:

• Hoosiers can play DFS if they’re at least 18 years old.
• Operators pay a $50,000 licensing fee.
• DFS sites must pay a $5,000 annual renewal fee, which could increase to $75,000 in the future.
• The Indiana Gaming Commission oversees the state’s DFS market.
• Daily fantasy contests can’t cover college or high school sports.
• Employees of DFS operators can’t play in the contests.

Indiana Online Casinos

Indiana has yet to regulate online casinos. Therefore, real-money gaming sites remain illegal in the state for now.

The Hoosier State may look at internet casinos more seriously in the future—especially if more neighboring states legalize them. For now, though, lawmakers and operators are concentrating on the lucrative betting market.

This state isn’t completely without online gaming. Sweepstakes gaming sites, like Chumba Casino, are legal in Indiana.

Unlike a real-money casino, a sweepstakes site sees you play for coins and/or entries into contests. You can win prizes through sweepstakes events.

Indiana Poker Sites

Online poker is another game that remains unregulated in Indiana. Lawmakers show little-to-no interest in legalizing poker sites right now.

Internet poker has seen its best days come and go. Indiana would certainly regulate gaming sites before online poker rooms.

Depositing at Indiana Online Gambling Sites

Indiana gambling sites offer plenty of options to fund an account. Here are the primary deposit methods:

• Cash - You can visit a participating land-based casino or sportsbook and deposit with cash.
• E-check: Send funds from your bank account to an IN gambling site.
• E-wallet: Fund your account using PayPal or Skrill.
• Play+: This prepaid card is similar to a gift card.
• Wire: Send a bank wire to the relevant betting/DFS site.

You can withdraw money through cash, e-check, e-wallet, and paper check. Cash and e-wallet are the quickest ways to access your funds.

Online Gambling Bonuses in Indiana

You can look forward to several types of bonuses in the Indiana internet gambling market, including:

• Risk-free bet: A bookmaker will reimburse you up to a specified amount (e.g., $500) for a losing first bet.
• No-deposit bonus: Gambling sites grant you this bonus just for completing registration.
• Deposit bonus: The site matches your initial deposit up to a specified amount (e.g., $1,000).
• Loyalty rewards: You accumulate rewards based on your total gambling volume.

Risk-free bets, no-deposit bonuses, and deposit bonuses all come with terms and conditions. It would be best if you satisfied T&Cs before cashing out any winnings you make with these deals.

Here are common T&Cs behind IN gambling bonuses:

• Claim bonus: You must visit your account and claim a bonus before using it.
• Playthrough: You must wager through a multiple of the bonus (e.g., 10x).
• Playthrough time limit: You only have so long to satisfy playthrough before a deal expires.
• Maximum bet: Gambling sites restrict how much you can bet at once when meeting playthrough.
• Bonus code: Most IN gambling sites require that you enter a bonus code during registration to qualify for a deal.

FAQs

Yes. Senate Bill 339 makes daily fantasy sports legal. Meanwhile, House Bill 1015 legalizes internet sports betting.

No. You merely need to be within the Hoosier State to use its gambling sites.
Each regulated site uses geolocation to determine whether you’re within state lines. As long as you’re in Indiana, it would help if you experienced no trouble gambling online.

Yes. Indiana levels the state’s standard 3.23% tax rate on gambling winnings. Of course, you must also pay a 24% federal income tax on winnings.

Yes. The Indiana Gaming Commission regulates the state’s internet gambling industry.
The Gaming Commission thoroughly vets applicants to ensure that only qualified operators gain acceptance. It also ensures that each licensee follows Indiana’s laws and protects problem gamblers.

Indiana features legal DFS and internet sports betting. No concrete plans are in the works to legalize online casinos or poker sites right now.

You must be at least 21 years old to place online sports bets in Indiana. However, you only need to be 18 to play daily fantasy sports.

Sports Betting, Casinos and Poker Games Online in Indiana

While the current publicity is on the new online sportsbooks in Indiana, there are many other legal ways to gamble online.

You’ll find detailed information on all of the ways to access online gambling in Indiana on this page. There is also a look at potential future developments based on the casino and poker sites in other regulated states.

Indiana currently has legal sports betting. There are no state-regulated options for online poker or casinos. If you want to play online casino games, you do have the option of playing at sweepstakes casinos.

Legal online gambling sites in Indiana

The different ways to access Indiana online gambling sites are covered in more detail below. Here is a quick summary of your options:

• Online Sports Betting: The first mobile sportsbooks went live in October 2019. You can bet on major leagues, golf, tennis, soccer and a range of smaller sports online. These sportsbooks are partnerships between the live Indiana casinos and global betting brands.
• Betting on Horse Races: Online horse betting is made possible using ADW (advance deposit wagering) laws. You can bet via the Pari-Mutuel pools at tracks around the country at sites including TVG and Bet America.
• Daily Fantasy Sports: Brands including DraftKings and FanDuel offer real money picks contests in tournament and head-to-head format. DFS was made expressly legal in Indiana in 2016.
• Sweepstakes Casinos: Slots and limited table game options are available at casinos using sweepstakes gambling laws. Instead of playing for dollars you play for ‘Sweeps Coins’, which can be exchanged and withdrawn if you win.
• Sweepstakes Poker Sites: A single poker room, Global Poker, uses the same ‘Sweeps Coins’ format as the casinos above. You’ll play poker normally, with tournaments and cash games available.

Online sports betting in Indiana

Sports betting became legal in Indiana on the 8th of May 2019. Bill H 1015 was signed into law by Governor Eric Holcomb. This bill followed the overturning of PASPA by the Supreme Court. That passed jurisdiction over sports betting to the states – eliminating a federal ban which was in place since 1992.

Things moved fast, with the first retail sportsbooks opening in time to bet on the 2019 NFL season. Licenses are available to the 14 riverboat, land-based and tribal casino operators.

The first online sportsbook launched October of 2019. The online betting sites are joint ventures between the Indiana casinos and some of the biggest names in sports betting. Draftkings is live. Other potential sportsbooks include, FanDuel, Fox Bet, theScore and William Hill.

How Indiana online betting sites work

You’ll find a detailed guide to the bonuses, betting markets and apps for Indiana online sportsbooks here at OnlineGamblingSites.com. A quick summary is that you’ll be able to access a full ‘Vegas Style’ sportsbook from your smartphone or desktop.

You can bet on individual matches from pro and college leagues – or combine your bets into multiples like parlays or teasers. The range of sports to bet on is huge. These include futures bets, player props and many international leagues in addition to the big domestic pro sports.

When the Indiana sportsbooks go live there will be fierce competition for your bets. This will be a great time to take advantage of welcome bonus offers. Expect free bets, risk-free first bets, matched welcome bonuses, odds boost promos and more.

In-play betting will be new to online gamblers in Indiana. This adds a new dimension to sports betting, by allowing you to bet on matches which are already underway. Odds update in real time as the action unfolds. This format works well with mobile devices.

Betting on horse races in Indiana

You have three choices for betting on horses in Indiana. You can go to the racetracks at (Hoosier Park or the Indiana Grand). You can bet at the off-track betting offices (OTB) around the state – or you can bet online.

The online sites accepting horse racing bets include Bet America and TVG. These sites operate in most states using federal Advance Deposit Wagering laws. You will be able to bet on races from tracks all over the country – as well as major international horse racing fixtures.

Gambling on horse races works differently to sports betting. You’ll be entering pools, where the winning selections divide the bets placed on all horses. This is known as Pari-Mutuel betting. Bets available include win, place, show, exacta, trifecta and superfecta. There are also pools for multiple races (pick 5 / 6). If these are not won on the day, the prize pool is rolled over – sometimes creating jackpot-sized prizes.

Horse racing betting sites offer extras like databases of past races, paid past performance data and live streams of the races. You’ll be able to bet on thoroughbred, quarter horse and harness races.

Online casino gambling in Indiana: sweepstakes casinos

In other regulated states, casino gambling was made legal along with online sports betting. Indiana did not include online casino games in Bill H 1015.

There is an avenue for legal online slot games online in Indiana, under sweepstakes laws. Two sites – Chumba Casino and Luckyland Slots – operate using a work-around in most states. These sites have been welcoming players since 2016 and are growing in popularity.

Sweepstakes casinos let you play for a virtual currency called ‘Sweeps Coins’. If you win on their slots, you can exchange this for dollars, and withdraw it into your bank account.

The key missing piece is that you can’t buy Sweeps Coins. Instead, the Sweepstakes casinos give this for ‘free’ – when you buy their ‘gold coins’ (which are for fun play only). You can also get Sweeps Coins by entering social media contests, or by writing a letter to their HQ.

The slots available at these casinos are high-quality. They are loosely based on many famous titles you’ll find at live casinos – with many including progressive jackpots. There are also limited table game, bingo and video poker options.

Is Online Poker Legal in Indiana?

With no plans for online poker in Indiana based on the current legislation, the only legal option once again uses sweepstakes gaming laws.

Global Poker has become a popular site, offering Texas Hold’em tournaments and cash games at low to mid-stakes. You’ll play in Sweeps Coins, exchanging this for dollars if you want to cash out any profits.

Unlike other poker sites, which offer software downloads, Global Poker is browser based. While the game selection is limited, the action is considered ‘soft’ compared to the big international operators.

Again, you can’t directly buy Sweeps Coins. You buy gold chips, and Global Poker will give you Sweeps Coins for free.

Online gambling on DFS contests in Indiana

While many states allow Daily Fantasy Sports sites to run, Indiana is one of the few to make them explicitly legal. Bill S 339 in 2016 regulated DFS sites – a move which was welcomed by the operators.

Sites including DraftKings and FanDuel allow you to pick line-ups of players (using salary caps) and pit them against the picks of other players. You will back your picks with cash in various types of contest. These include head-to-head contests, tournaments, 50-50 games (where half the entrants get double their cash) and more complex games.

Many players at DFS sites create multiple line-ups – making this a busy format.

Online Casinos in Indiana

States including New Jersey and Pennsylvania have already approved legal online casinos alongside their sportsbooks. These are already running in both states. These casinos offer 100’s of slots – many of which are online versions of popular live casino titles. There are also live dealer casino rooms and software-based table games.

Online casinos are popular with players and generate a lot of tax revenue for the states that allow them.

Indiana already allows riverboat and land-based casinos – in addition to the tribal casino at South Bend. With the new online gambling laws allowing sports betting, there is a real chance that casino legislation could follow at some point down the line. A new bill (or extension to H 1015) would be required.

Once the laws are in place, the partnerships built to set up online sports betting are an obvious route to introducing online casinos. Many of the global betting brands active in NJ, PA and elsewhere will have experience with casino games (and poker) as well as sports.

If and when Indiana does legalize online casino games, you’ll find out about it right here at OnlineGamblingSites.com

Deposit and Payout Options in Indiana

Whether you are using an online sportsbook, DFS site or buying ‘gold chips’ at a Sweepstakes casino, you’ll need to find an appropriate banking method for your online gambling account. Sports betting fans will have the biggest range of options. DFS sites do accept credit cards and some eWallet services, while the sweepstakes casinos also welcome your credit cards.

With the Indiana Gaming Commission overseeing all the new online sportsbooks, there is no risk in making a deposit. Which method you choose for both deposits and withdrawals comes down to personal preference.

If you are already happy to use your credit cards for online purchases, this is the easiest and fastest way to deposit at an online sportsbook. Those that prefer a little more security can pay (small fees) for 3rd party online wallets that will keep their bank and the online gambling sites separated.

Here is a summary of your main deposit options:

• Credit Cards: Visa and MasterCard are universally welcomed for deposits. Some Indiana gambling sites may also welcome Discover, Amex or even Diner’s Club.
• Branded Debit Cards: Sites such as DraftKings have created a branded card in conjunction with Play+ in other states. You will need to apply for this separately. These cards work for both deposits and withdrawals.
• eCheck Bank Transfers: Simple bank transfers which are also known as ACH transfers can be used for gambling site deposits and withdrawals. You can get pre-verified (via a 3rd party called VIP preferred) which speeds up these transfers.
• Bill Pay: This deposit-only option works at major banks. You can fund your account just like you’d pay a utility bill.
• Bank Wire: For smaller deposits, wires are expensive (and slow). If you are a high roller moving a lot of money online, then this is a secure and tested alternative. A money order or cashier’s check can also be used.
• Cash: Indiana sportsbooks will allow cash payments at the cage / retail sportsbook of the license holding casino. Alternatives here include PayNearMe, which works via 7-Eleven stores.
• PayPal: This is the best-known example of an electronic wallet service. You fund an online account, which can then be used for both deposits and withdrawals. Other brands active with online gambling sites include Skrill and Neteller.
• Paper Check: This is a popular withdrawal option for those cases where your deposit method can’t facilitate withdrawals.

Indiana gambling site bonuses

The types of bonus deal available at online gambling sites vary depending on the gambling vertical and the amount of competition. For example, Global Poker host the only sweepstakes poker room – and have no need to offer generous bonuses to attract new players.

By contrast, the sports betting sites have a lot of competition – all offering similar lines on the same matches. To attract business, their promotions and bonuses need to be generous.

Sportsbook bonuses can be divided into welcome offers, and ongoing deals;

Welcome Bonuses at Online Sportsbooks: These include no-deposit free bets. They are usually small (think $10 to $25), and these offers are credited simply for registering. Other deals include a matched welcome bonus, or a risk-free first bet. Look out for offers where the losing bet is returned as cash, as this beats betting credits.

Ongoing Offers at Online Sportsbooks: Loyalty point collection schemes are used by many sportsbooks. These vary in complexity and benefits – making it worthwhile to compare them. You will also find enhanced odds (sometimes called boosts) at many books. Specials are common, including insurance for parlays or overtime reversals. Leader boards and free to enter picks contests are also used for player retention.

Horse racing sites offer welcome bonuses – usually matched to your first deposit. They also give perks like free ‘Past Performance’ data for races you bet on. DFS sites have smaller incentives for signing up, with sweepstakes casinos offering free ‘Sweeps Coins’, as well as matched bonuses.

Online gambling in Indiana: Why it pays to stick to regulated online gambling sites

Many Indiana gamblers are aware of offshore sportsbooks, casinos and poker rooms – which accept their bets. These sites are mostly based on Caribbean islands, with some in Central America. They claim to be legal in their country, with some even filing complaints to the World Trade Organization that they should be allowed to accept US players.

These sites are risky for a number of reasons.

With the UIGEA preventing US banks and financial institution from knowingly transacting with offshore gambling sites – depositing and withdrawing is difficult. Even where solutions like cryptocurrency can be found, there is no protection for players should something go wrong. Many of these sites have disappeared completely, taking player bankrolls with them. In the event of a dispute, you’d have no authority to turn to.

Now that legal online gambling options are available in Indiana and many other states, there is simply no need to take the risk with these shady offshore operators.

Online gambling in Indiana: Legal overview and timeline

Up until 1988, the original statutes – which banned all forms of gambling – were in place. The constitution was created in 1851.

1988 saw voters in Indiana approve a constitutional amendment. This allowed the Hoosier lottery to get started. A bill in 1989 then approved Pari-mutuel (pooled) betting. The first racetrack would open 5 years later.

Pa Casino Online

Casino legislation was attempted at this time, though it would take several failed attempts (and lobbying by big casino business interests) to get this approved. In 1993, approval was given for the first riverboat and land-based casinos. Local referendums were required before any individual casino site could be approved. In 2007 a further act allowed the racetracks to host slot machines with further changes switching riverboat casino sites to land-based ones in 2015.

In 2018 a tribal casino opened in South Bend, IN.

Sports betting in Indiana was banned under an act called PASPA, which was overturned in 2018. Along with many other states, the IN legislature started working on a bill to regulate live and online sports betting.

The result was Bill H 1015, which was approved by the Indiana Senate on the 25th of April 2019 – and then signed (on the last possible day) by Governor Eric Holcomb on the 8th of May.

This set out a framework for licensing and taxing sports betting. The Indiana Gaming Commission handles licensing and oversight. Each of the live casinos is able to apply for licenses.

Some notable details include lower licensing fees ($100k with $50k yearly renewals) compared to other states. The tax rate is set at 9.5% (again, lower than other states). eSports wagering is excluded, as it is betting on non-pro events where the participants are under 18.

Live casinos, sportsbooks and poker rooms in Indiana

You’ll find multiple casinos in Indiana. These include the land-based casino at French Lick, Tribal casino at South Bend, two racetrack-casinos and 10 riverboat casinos.

Riverboat Casinos in Indiana:

• Ameristar, East Chicago
• Belterra, Florence
• Blue Chip Casino, Michigan City
• Hollywood Casino, Lawrenceburg
• Horseshoe Southern Indiana, Elizabeth
• Horseshoe Casino, Hammond
• Majestic Star, Gary
• Majestic Star 2, Gary
• Rising Star, Rising Sun
• Tropicana, Evansville

Other Casinos in Indiana:

• Hoosier Park, Anderson (Racino)
• Indiana Grand, Shelbyville (Racino)
• French Lick Casino, French Lick (Land Based)
• Four Winds Casino, South Bend (Tribal)

At the time of writing there are a handful of retail sportsbooks open. These include Ameristar, Blue Chip, Hollywood Casino, Horseshoe (Hammond location) and the Indiana Grand. More are expected to open before the end of 2019.

Online Gambling Sites Indiana

10 casinos have live poker rooms. These vary in size from just a few tables to 30+ tables. National tournament tours including the highland poker tour and WSOP-circuit visit Indiana – in addition to regular tournament schedules and special events in-state.

Live Poker Rooms in Indiana:

• Ameristar Casino
• Blue Chip Casino
• Hollywood Casino
• Horseshoe Southern Indiana
• Horseshoe Hammond
• Majestic Star Casino
• Belterra Casino
• Four Winds South Bend
• Indiana Grand
• Tropicana Casino

Betting on horses can be done via simulcast at the two racetracks. There are also 3 Off Track Betting offices in Fort Wayne, Indianapolis and Merrillville.

Other states with legal online gambling

Online gambling in Indiana: Wrapping up

There are more options to gamble online legally in Indiana than many people would expect. For now, the spotlight is on the new online and retail sportsbooks. These started in 2019 and offer a full range of pro sports betting opportunities – as well as innovations like in-play betting.

These books join existing sites which allowed real money gambling on DFS picks contests, and horse racing bets. Sweepstakes gambling sites complete the picture. Despite their work-around using sweepstakes gambling laws, these casinos and the single poker room are becoming popular on a national level.

Whichever type of online gambling you prefer, it makes sense to stick to the regulated US sites. Offshore gambling sites have no oversight. While you might enjoy the games, you have no recourse in the event of problems – or even the sites disappearing overnight.

Before you bet, remember that the bonuses and ongoing promotions at Indiana online gambling sites vary considerably. It can be worthwhile taking the time to compare not only the offers, but the terms and conditions for each site before you deposit.